JMP Insurance Services LLC - Insurance For Tomorrow
JMP Insurance Services LLC -
Insurance For Tomorrow

Victoria Frolova

Victoria Frolova
Personal Lines Insurance Specialist
About Me
I’m passionate about helping customers find insurance coverage that’s tailored to their specific needs. With over 20 years in the insurance industry, I bring expertise and genuine care to making sure every client gets the right protection for their unique situation.
Professional Background
I started in customer service at an insurance agency back in 2003, then founded my own agency in 2005. Most recently, I’ve joined JMP Insurance in 2025 to bring my experience and dedication to even more clients. My journey in insurance began by chance: a part-time college job while in college that turned into a rewarding career.
Expertise & Specialties
I specialize in personal lines insurance and hold licenses in both Property and Casualty and Life Insurance. My broad knowledge of available personal lines insurance markets allows me to provide comprehensive coverage solutions for individuals and families.
What Clients & Colleagues Say
I’m known for being highly responsive and detail oriented when it comes to insurance questions and coverage options. I make myself available to my clients and work with their best interests at heart while ensuring compliance with all carrier guidelines.
My Approach to Helping
I’m committed to finding solutions that work for you. If your initial coverage idea doesn’t fit, I’ll help explore alternatives until we find the perfect fit. My goal is to make sure every client gets insurance products that truly serve their specific needs.
My Philosophy
“Never take no for an answer.”
I believe in going the extra mile to find solutions for my clients, even when the first option doesn’t work.
Core Values
Responsive, Detail Oriented, Customer Focused
I bring responsiveness and attention to detail to every client interaction, always keeping the customer’s best interests at the center of my work.
Beyond the Office
I was born and raised in Russia and bring a global perspective to my work. I genuinely enjoy connecting with people and building meaningful relationships with clients and friends.
My passions outside of work keep me active and engaged. I love spending time outdoors, fishing, and playing pickleball. I also enjoy socializing with friends and spending quality time with the people I care about.

jpanos@twfg.com

JMP Insurance Services LLC
851 N San Mateo Drive, Suite E
San Mateo, CA 94401

Emergency call

650-757-1600

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